Merrill Lynch Wealth Management

The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products.

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Primerica Financial Services is a global financial enterprise with more than 100,000 licensed independent representatives. The company was established in 1977 to help families eliminate debt and save money for the future. It encourages clients to purchase affordable term life insurance and additionally invest in mutual funds, variable annuities, retirement savings vehicles and programs to fund education expenses. Primerica Financial Services offers debt consolidation loans, mortgages, long-term care insurance and prepaid legal services. The company serves in excess of 6 million clients in the United States, Canada, Puerto Rico and Spain. It is a subsidiary of Citigroup, one of the leading global financial services organizations that also operates such businesses as Citibank and CitiFinancial. Primerica Financial Services is headquartered in Duluth, Ga., and maintains one of its additional locations in Knoxville, Tenn.