Katie Lamb-State Farm Insurance Agent

The Tyson Oakman Agency helps people realize their dreams through Allstate products and services designed to protect them from life’s uncertainties and prepare them for their future.

We are life-long Memphis area residents and look forward to serving this community to the best of our abilities.

High risk homeowners insurance is not something most homeowners ever expect to need. Insurance agencies can and will refuse to renew your insurance if they decide you are high risk. There are a few reasons your home could find itself in the high risk category. The condition and age of your home and claims history can cause your insurance company to drop your policy. Living in a flood plain or on an earthquake fault could also put you in need of high risk insurance. If you live in an area prone to catastrophic losses or even high crime area, you could be at risk of being dropped or non-renewed. Knowing why you could be dropped is important but knowing what to do when it happens is vital.