The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for accessing cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby to make withdrawals, deposits, and PIN changes.

Designed for both local and Canadian travelers, the network allows EXCHANGE cardholders to utilize their debit cards through the Allpoint Network or Accel Debit Payments Network while in the United States. The Exchange Network aims to enhance the banking experience by ensuring seamless access to funds across its participating financial institutions.

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