S C Insurance Guaranty Association

The South Carolina Property and Casualty Insurance Guaranty Association (SCPCIGA) is a state-regulated organization that protects insurance policyholders and claimants in South Carolina when an insurance company fails. Created by legislation, SCPCIGA handles the claims of insolvent property and casualty insurance companies, settling them in accordance with the Act, policy, and South Carolina insurance laws.

As a proud member of the national property and casualty guaranty fund system, SCPCIGA provides an essential safety net to covered policyholders and claimants in the event of a licensed property and casualty insurance company's failure. Administered differently from other business bankruptcies, SCPCIGA follows the requirements of South Carolina insurance law to ensure timely and fair settlement of covered claims from insolvent companies.

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