Tioga Franklin Savings Bank

Polonia Bank was established in 1923 in Philadelphia when a few businessmen wanted to make it possible for family, friends and neighbors to own their homes through affordable mortgage loans. The bank provides mortgages and home equity loans for hundreds of customers a year. It supplies customers with a variety of services, such as mortgage loans, home equity loans, savings account loans, money orders, travelers checks, Master Card and VISA cash advances, savings bonds, individual retirement accounts, electronic tax deposit payments, telephone banking and night depository services. Other services include student loans, savings certificates, money market accounts, holiday club accounts, vacation club accounts, checking accounts, business checking accounts, passbook savings accounts, statement savings accounts, safe deposit boxes and debit cards. Polonia Bank is headquartered in Philadelphia.

First Star Bancorp is the holding company of the First Star Bank, which features a wide variety of personal and business related banking needs. Its services include personal and business checking accounts, loans, certificate of deposit, individual retirement accounts, savings accounts and money market accounts. First Star is owned by approximately 300 stockholders and serves the residents of the Lehigh Valley area of eastern Pennsylvania. The bank also offers home equity loans, mortgage and commercial loans and online banking.