The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for users to access cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, cardholders can easily find an ATM nearby for their banking needs.

Designed for both local and Canadian travelers, The Exchange Network allows users to withdraw cash and make deposits seamlessly through the Allpoint Network or Accel Debit Payments Network. Cardholders can verify their membership by checking for The Exchange logo on their debit cards or confirming their financial institution's participation in the network.

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