The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient way for debit cardholders to access their cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby, ensuring seamless transactions including withdrawals and deposits.

For Canadian EXCHANGE cardholders traveling to the U.S., the network offers access through the Allpoint Network and Accel Debit Payments Network. The Exchange Network also features a mobile app, allowing users to manage their transactions and locate ATMs directly from their smartphones, iPads, or Apple Watches.

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