The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides access to thousands of surcharge-free ATMs across the United States, ensuring that members can easily find an ATM nearby for hassle-free cash withdrawals and other banking services. Participating financial institutions allow cardholders to enjoy surcharge-free transactions, including withdrawals, deposits, and PIN changes, promoting convenient banking solutions for users.

For Canadian EXCHANGE cardholders traveling to the U.S., the network extends its services through the Allpoint Network and Accel Debit Payments Network, enabling seamless access to funds while abroad. Users can also take advantage of a mobile app that facilitates ATM location and network access for added convenience.

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