The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for accessing cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby, ensuring seamless transactions for both withdrawals and deposits.

Canadian EXCHANGE cardholders can utilize their debit cards while traveling in the U.S. through the Allpoint Network or Accel Debit Payments Network, maintaining easy access to their funds. The Exchange Network also offers a mobile app for enhanced user experience, available for smartphones, iPads, and Apple Watches.

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