The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient way for users to access their cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, cardholders can easily find an ATM nearby and enjoy seamless transactions, including withdrawals, deposits, and PIN changes.

For Canadian EXCHANGE cardholders traveling to the U.S., the network offers access to cash through the Allpoint Network and Accel Debit Payments Network. The Exchange Network also features a mobile app available for smartphones, iPads, and Apple Watches, enhancing user experience and accessibility.

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