The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for Canadians to access their cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby that participates in the network.

In addition to local access, the Exchange Network supports Canadian cardholders traveling to the U.S. by allowing them to use their debit cards at the Allpoint Network or Accel Debit Payments Network. The service includes features such as free transactions, withdrawals, deposits, and PIN changes, enhancing the banking experience for its members.

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