Shelter Mortgage Company

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that's right for them. Citizens is one of the nation's oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs-buying a home, building a home, or refinancing an existing mortgage-we'll provide answers and insights to guide you through the process, from application to closing.

Preferred Rate is the trusted, local APM division that caters to the specific needs of your community. Preferred Rate's mission is to create experiences that matter while serving your home financing needs. Whether you are buying your first home, a new investment property or building your dream home. Preferred Rate will empower you with confidence, knowledge and solid expertise from loan application through closing.