Pioneer American Holding Corp

Norwood Financial, based in Honesdale, Pa., and established in 1996, is the bank holding company of Wayne Bank. The bank, founded in 1871, serves thousands of customers in Wayne, Pike and Monroe counties in northeastern Pennsylvania, from more than 10 community office locations. It provides a variety of financial products and services, including personal banking services, such as checking and savings accounts, loans, mortgages, order checks, open accounts and online services. Its business banking services include checking, savings and capital manager accounts, commercial loans, deposit connection, order checks, merchant card and business online services. In addition, the bank provides trust and investment services.

Headquartered in Hallstead, Pa., Peoples National Bank was founded on the principles of building relationships with the community and its customers. Peoples National offers business services such as direct deposit, equipment leasing, wire transfers, securities transactions and safe deposit boxes. For times customers cannot use personal checks or credit cards, the bank offers cashiers checks, traveler s checks and money orders. Peoples Financial Services is the holding company for the bank. Peoples National Bank consists of 10 locations.