Members 1st

With more than 25 years of industry experience, Torres Credit Services Inc. is engaged in collecting receivables throughout the United States. Based in Carlisle, Pa., it is a Nationally Certified Minority Agency (MSDC) capable of handling small- and large-volume account placements nationally. The firm handles early out, first placement, second placement, tertiary as well as provides professional letter services to its clients. Other capabilities of Torres Credit Services Inc. comprise precollection, skip tracing and other specialty services and projects. The company uses many methods to locate a particular debtor, including LexisNexis, CBC Innovis, National Change of Address, Experian and TransUnion services. It currently offers collection services to utility, telecommunications, medical, banking, retail and commercial sectors.

We are a growing credit union, but over the years we have kept our focus on what really matters – to put our members first.