J Coyle & Associate

Our top priority is to reduce stress for Medicare beneficiaries, by providing education, an overview of the choices available, and making recommendations for each individual's coverage. Doug Lubenow has over 25 years of experience in the health insurance industry in providing high-touch, personalized service to those seeking assistance with their insurance needs. Call today for more information!

Brown & Brown and its subsidiaries offer a variety of insurance and reinsurance products and services. The company provides risk management, third-party administration and managed health care programs to businesses, public entities, individuals, and trade and professional association clients nationwide. Its general insurance products include property and casualty insurance, risk management, homeowners insurance, personal auto insurance and medical programs. Brown & Brown also offers specialized niche programs for industries and professional groups, including manufacturers, railroad contractors, lawyers and optometrists. Brown & Brown has been ranked by Business Insurance magazine as the United States' seventh-largest independent insurance intermediaries. In addition to corporate offices in Daytona Beach and Tampa, Fla., Brown & Brown s divisions maintain offices throughout the United States, with a Brown & Brown of Lehigh Valley office in Bethlehem, Pa.

When choosing an insurance agency, you want a company you can trust. We are an independent insurance agency. We do not work for an insurance company we work for you. As an independent insurance agency, our duty is to our clients best interests. As your insurance agents, it is our responsibility to provide YOU the best service and the best coverage, at the best possible price. We are a little old fashioned, if you want something done quickly, we will do everything we can to assist. Customer service is of paramount importance to us. Our customers recommend us to their friends. Our expertise is based on well-trained experienced staff that can tailor a comprehensive insurance program for your specific needs. You will have the added benefit of working with agents who understand your needs. Finding the right policy is only the beginning. When you become our client, you will receive Practical and accurate information about your insurance policy and your insurance company. An agent who works for your interests. Personal service. Whether you need to make a policy change, have a question about billing or need to report a claim our customer service representatives are the best in the business and will handle your request professionally and quickly. We have been incorporated since 1991, Integrated Benefits has been providing businesses and individuals with health, dental, life, disability and long term care benefits for the past 25 years. We also provide professional consulting services such as HIPAA and Conversion Coverage and claims appeal services for nominal consulting fees. Our web site is also available 247 to accommodate your busy schedule. Please bookmark our website, and visit us often. We look forward to hearing from you.