Beneficial Bank

Polonia Bank was established in 1923 in Philadelphia when a few businessmen wanted to make it possible for family, friends and neighbors to own their homes through affordable mortgage loans. The bank provides mortgages and home equity loans for hundreds of customers a year. It supplies customers with a variety of services, such as mortgage loans, home equity loans, savings account loans, money orders, travelers checks, Master Card and VISA cash advances, savings bonds, individual retirement accounts, electronic tax deposit payments, telephone banking and night depository services. Other services include student loans, savings certificates, money market accounts, holiday club accounts, vacation club accounts, checking accounts, business checking accounts, passbook savings accounts, statement savings accounts, safe deposit boxes and debit cards. Polonia Bank is headquartered in Philadelphia.

Some “experts” have questioned whether small, mutually owned, banks like can survive in a world of much larger, more sophisticated competitors. We invite you to join the Tioga-Franklin family, and find out first-hand why we’re here to stay in Philadelphia