Amanda Chen - Liberty Mutual Insurance

Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. The group had consolidated assets of $125 billion as of December 31, 2005, and had consolidated revenues of $5.5 billion in 2005. Through its wealth accumulation, retirement income and wealth protection businesses, the company provides annuities, life insurance, 401k and 403b plans, savings plans, mutual funds, managed accounts, institutional investment, and financial planning and advisory services. Lincoln National Corporation is headquartered in Philadelphia.

Founded in 1912, the Liberty Mutual Group, also known as LMG, is one of the largest insurance companies in the United States. It provides private passenger automobile, valuable possession and personal liability coverage plans through Liberty Mutual s Personal Markets. The company also operates a subsidiary, Liberty Life Assurance Company, which offers life insurance plans and annuity products. The Liberty Mutual Group serves several insurance companies in the United States through Liberty Mutual Reinsurance. It provides property and casualty insurance plans. In addition, the company represents several insurance entities, such as America First Insurance, Colorado Casualty, Golden Eagle Insurance and Indiana Insurance.

Nigel DeAngelis is an insurance broker from the greater Philadelphia/South Jersey area, who specializes in helping companies that are overpaying for payroll services, workers' compensation, health benefits and commercial auto insurance.