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Marketing Services Evergreen has developed a number of marketing services for its customers. Click here to learn more. Shredding Industry Evergreen has extensive experience financing equipment in the shredding industry in addition to providing a number of marketing services for the industry. David Murray started Evergreen Financial, Inc in March 1993. Mr. Murray, President and owner, has twenty years experience in the equipment leasing industry. He has a degree in Math and an MBA. EARLY 2009, has brought a crises to many but not all in the lending business. Our associated lenders have not been affected by the crises. They didn't have a big book of business in real estate loans that are at the heart of many of the problems of the financial institutions. Evergreen strives to make it extremely easy for our customers to acquire capital equipment using our services to finance or lease the equipment. In the years 2004, 2005 and 2006, over 85% of the volume of equipment financings or leases we wrote were with customers who now have at least two other transactions with us. Many of these customers have used Evergreen for years and have ten or more equipment financing agreements or leases with us. This is a testament to the fact that our customers perceive us to be so efficient a lender/lessor that they continue to come back to us. We are originators or often called brokers. That means our customers have been able to use our services over a long period of time. When our customers were newer in business and weaker financially, we were able to help them get financing. When the same customer became financially strong, we were able to secure very low rate transactions for them. Our mission: Evergreen's mission is to be regarded by you as your most efficient long-term provider of funds for capital equipment. In order to fulfill our mission for each of our customers, we have developed a variety of funding sources that will finance equipment for your type of business. Which funding source we use, depends upon which is the most efficient one based on the quality of your credit, the equipment, the dollar amount your want to finance and the timing of your acquisition. Over time, we are always striving to be associated with the best of these funding sources. Through your association with Evergreen, you have access to these sources. Those who work directly with a funding source face the following problems. When the first funding source changes their policies or is up to their financing limit, those people have to develop new relationships with funding sources. As those companies improve financially over time, they either ( a ) pay too much by staying with the original source or ( b ) they have to develop new relationships with other funding sources. At Evergreen, we keep your file up to date. You only have to tell us your history once. You only have to fill out a credit application once. You only have to send us historical financial data once. You only have to wonder if we will be successful once. You only have to worry if you can trust us once. Efficiency is defined in many ways. To a newer or rapidly growing business, efficiency is defined by the amount of money available. To more established businesses, efficiency may be defined as providing financing with the least amount of time invested by the business owner or the finance person. In large leases, efficiency is often defined as least cost. Efficiency is realized by placing the appropriate lease transaction with the appropriate lender at the time. The most efficient lender for a $22, 000 equipment package, is often inappropriate for a $195, 000 equipment package. Yet we have many customers who have had both needs in the same year. Secondly, the most efficient lender in January may not be the most efficient lender in July, yet we have many customers for whom we complete more than one financing or lease for a year. Please call for references and to discuss any equipment financing or leasing pla

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