The Spice & Tea Exchange

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a network of surcharge-free ATMs across the United States, ensuring convenient access to cash for its members. Cardholders can easily find nearby ATMs and enjoy benefits such as free transactions, withdrawals, deposits, and PIN changes.

For Canadian travelers, the Exchange Network allows seamless access to funds through the Allpoint Network or Accel Debit Payments Network while visiting the U.S. The Exchange Network aims to enhance the banking experience by eliminating ATM surcharge fees for its participating financial institutions and their customers.

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