The Palmer Team - Guild Mortgage

History

*Attended University of Oregon *Active in the Mortgage industry for over 12 years

Specialties

The Palmer Team is proud to offer a variety of traditional loan products that can help borrowers secure the right financing for their home. Conventional - With as little as 3% down borrower can purchase homes as owner occupied, these programs also offer options for those looking for investment and second home financing. USDA - Zero down financing for borrowers under certain income caps purchasing homes in qualified rural areas. VA and FHA - The Palmer Team can finance the VA and FHA borrowers with credit scores above 600. Buyers who previously couldn't qualify now have the opportunity to buy. HomePath Loans - Purchase a Fannie Mae owned home with his little as 5% down. Down payment for owner occupied property may be a gift, grant, or loan from a nonprofit group, government, or employer. Renovation Loans - Purchase or refinance a home with the money needed for upgrades, expansions or enhancements built right into the mortgage. Manufactured Home Loans - Low down payment financing available for eligible manufactured properties. One step Construction Loans - Remove uncertainty with an interest rate that is locked in for the long term mortgage before construction begins. (see more on Construction Loans) Jumbo Loans - We offered 90% CLTV financing for the purchase of owner occupied properties up to $1 million with no mortgage insurance. Guild Mortgage is an Equal Housing Lender. All loans subject to approval.