Sharm Reed - Columbia Bank Home Lending

Umpqua Bank Home Lending

Umpqua Bank Home Lending

Randy has been in the lending industry for over 15 years. Considered by both his clients and realtors as one of the most creative and conscientious lenders, Randy takes the time to pre-underwrite his clients loan applications with care- providing for a smooth closing each and every time- with no surprises! He truly believes that your loan should be "On Time - Every Time!" As a direct lender, we have the most competitive rates without all of the investor "overlays" that so commonly trip up transactions in today's market. We use local appraisers that know our area and its unique qualities. Our underwriters and funding are fast and we are in daily communication with them regarding our loans in process. Customer service is priority one- from the first phone call and throughout the loan process, including real-time loan status updates to our borrowers, as well as the realtors on the transaction. Communication is the key! Randy aspires to be your lender for life, and will work diligently to earn your trust! NMLS: 283930, Branch NMLS: 2006168