Michael Nguyen at Rate (NMLS #1082625)

NMLS: Mortgage Loan Officer NMLS #989118As an experienced mortgage lender since 2011 and with over 10 years in financial services, I have experience working with all types of mortgage loan programs. I find fulfillment in helping my clients tackle their life goals of homeownership. Whether youre a first time homebuyer or an experienced home buyer, I am here to address your financial needs.As an Oregon native, I spend my time enjoying the outdoors on my family horse/cattle ranch, hiking, fishing, or on the court playing volleyball.Give me a call and Ill address your needs quickly, accurately, and with the highest level of personal service.

David Sefton is a dedicated mortgage professional with a wealth of experience in the finance industry, specializing in home loans and mortgage solutions. With a strong focus on customer service, David guides clients through the often complex mortgage process, ensuring they find the best products tailored to their unique financial needs and goals. Understanding that securing a mortgage is a significant milestone for many, David takes pride in providing personalized consultations that demystify the lending process. He educates clients on various mortgage options, including fixed-rate, adjustable-rate, and government-backed loans, helping them make informed decisions about their financial futures. With an extensive network of lenders, David leverages competitive rates and terms to deliver optimal solutions. His approach combines thorough market analysis with a keen understanding of each client's situation, enabling him to offer customized advice and support from pre-approval to closing. David is also committed to maintaining open lines of communication, ensuring clients are informed at every step. By fostering trust and transparency, he builds long-lasting relationships with his clients, many of whom return for future financing needs or refer friends and family. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, David Sefton is your go-to mortgage professional, dedicated to facilitating a smooth and successful mortgage experience.