David Sprague - Columbia Bank

Umpqua Bank Home Lending

A full service bank for families, businesses and communities serving the American West.

With over 33 years of mortgage banking experience, James Beard is one of the top mortgage professionals in Southern Oregon. James assists hundreds of clients per year; from first-time homebuyers to experienced investors. His approach is to make every client a client for life and to serve as a trusted advisor. His expertise and detailed knowledge of multiple facets of the real estate world allow him to provide his clients with a unique and pragmatic perspective.The James Beard team is dedicated to going the extra mile for our clients and creating long-lasting relationships with everyone we work with. We are committed to proactive communication which means youre always informed throughout the loan process.NMLS: 101846, Branch NMLS: 2026666