Credit Concepts

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(21)

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220 W 7th Ave
Eugene, OR 97401
Credit Concepts originally started as a small company from Eugene Oregon in 1997.Since then, Credit Concepts has been steadily growing and now provides our excellent lending services to customers and dealers in Oregon, Washington, Idaho and Nevada. Our growth is a direct result of our commitment to provide the best possible customer service in every aspect of our business.We provide our community automobile financing, available through purchasing installment contracts from our dealers. We also provide direct personal loans at our local branches to qualifying applicants. Please use our public resources to learn more about auto financing on AFSA and Kelly Blue BookOur mission is to contribute a culture of financing that we created in the Pacific Northwest to be compassionate, consistent and committed, to help our local communities to the best of our ability. Credit Concepts takes pride in how team members are determined to support our mission statement everyday and provide excellent service to our customers.

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Reviews

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3.021 reviews
Stacey M.
8/12/2025

The team members that helped me through out my loan Anthony and Marisa are real people who help with your individual account and needs. When life got hard they always worked with me in a kind and...

Katelyn R.
2/16/2024

Spoke to Anthony on the phone he was very nice and easy to talk to and help me fix my problem very quickly

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Brandi T.
6/29/2022

Yes the work is necessary to avoid these outrageously high rates of 29.99 but they'll give you a chance to reestablish your payment history. Just don't get a lemon car. I had some bullies strong...

Rico J.
3/20/2023

can I ask why you guys report wrong info conducted three credit transactions a I didn't recieved benefit for so I'm putting on record and I updated the court on your issues rember you gave...

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Viv W.
12/1/2017

Absolutely horrible customer service--condescending, unfriendly, and downright hostile, especially to female customers. I do NOT recommend Credit Concepts. They should hire people who at least try...

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