Charter Municipal Advisory Group

About Firm Scott Chambers and Brian Lawrence founded Headwater Investment Consulting in 2004. Prior to forming the company, both Scott and Brian operated as independent investment advisors. In 1988, Scott earned a Ph.D. from UC Davis. He originally began managing client money in 1998. Scott is also a professor of finance at Linfield College, where he pursues an active research program in issues confronting endowments and foundations. Previously, Scott served as Linfield College's Vice-President for Finance and Administration, overseeing the College's financial systems, business operations, facilities, risk management, human resources, and investment management functions. He spent 1997-98 in England at the Nottingham Business School as a Visiting Fellow of Finance. Scott has taught investments over the satellite educational broadcasting network, Ed-Net, and frequently speaks at national conferences on investments and asset management. At Headwater Investments, Scott primarily oversees portfolio strategy, client service, and client development. Brian earned his B.S. in finance and economics from Linfield College in 1999. A member of the CFA Society of Portland, Brian earned his charter in 2002. Since 1999, Brian has worked as a Registered Investment Advisor, assisting individuals and institutions. As an analyst and portfolio manager, he directly managed asset allocated portfolios and initiated research into individual securities and pooled investments. Most recently, Brian owned and operated Lawrence Investment Management, an independent investment management company. At Headwater Investments, Brian assumes most of the day-to-day responsibility: monitoring portfolios, trading, responding to client inquires, and research. In 2007, Amy earned her BA in finance and religious studies from Linfield College. She then joined Holiday Retirement, an independent senior living management company, located in Salem, Oregon. As a financial analyst, she reviewed monthly and quarterly financials, created annual budgets, monitored monthly expenses and revenue and provided support to the executive team. Currently, Amy is in the MBA program at Willamette University and is looking forward to graduation in 2011. Amy joined Headwater Investments as an associate portfolio manager in February 2010.

The Legacy Group, Ltd. offers a variety of financial consulting services. Based on a financial plan prepared just for you, our full-service, Fee-Only financial planning process offers individualized service and professional advice.Through a confidential advisory relationship, we will help you chart a course that seeks to achieve your long-term goals and financial objectives. Based on your needs and desires, your financial plan may include these and other highly specialized financial servicesRetirement Planning401 k Rollover StrategiesPension Survivor DecisionsAdvanced Estate PlanningFamily Business PlanningWealth Enhancement StrategiesPortfolio Allocation DesignIncome Tax Reduction StrategiesCharitable Planning Strategies

TRUE Private Wealth Advisors is a financial services firm located in Salem, OR. The firm offers a wide range of financial services, including investments, retirement planning, tax planning, college planning, estate planning, and insurance. The firm's experienced and knowledgeable advisors work with clients to develop customized financial plans that meet their individual needs and goals. TRUE Private Wealth Advisors is committed to providing its clients with the highest level of service. The firm's advisors are always available to answer questions and provide guidance. TRUE Private Wealth Advisors is also committed to providing its clients with the most up-to-date information on financial markets and trends.