CITIZENS STATE BANK

UMB offers competitive interest rates on a wide selection of home mortgage loans, including conventional loans, jumbo loans and even specialty loans to support our agricultural customers and military veterans. Whether you want a fixed or adjustable-rate mortgage, we have a home loan for you. Fixed-rate Mortgage With a fixed-rate mortgage, your loan terms will include an interest rate that remains static for the duration of the loan. There are also special purchase programs for low-to-moderate income borrowers that allow for down payments as low as 3 percent. Adjustable-rate Mortgage Adjustable-rate mortgages are a type of loan with an interest rate that can fluctuate and change based on the current market and indexed rates. Specialty Loans First-Time Homebuyer Program UMB offers a program to assist qualifying first-time home buyers achieve their dreams of homeownership. We offer assistance on mortgages allowing you to borrow up to 100% of the purchase price of your home. Professional Loans Professional mortgage loans allow for financial flexibility and are tailored to licensed doctorate professionals, including attorneys, dentists, pharmacists, doctors and optometrists. Traditional Mortgage Loans Conventional Conventional loans are the most common mortgage financing requested. UMB's conventional mortgage loans are available through two government sponsored enterprises-Fannie Mae and Freddie Mac. Federal Housing Administration (FHA) Loans Federal Housing Administration (FHA) loans are guaranteed by the federal government and offer options for those who do not have the assets to meet the conventional mortgage loan down payment requirements. Jumbo Loans A jumbo mortgage loan has a loan amount that exceeds conventional loan parameters and is designed to accommodate higher-value homes. United States Department of Agriculture (USDA) Loans The Rural Housing Service (RHS) is an administrative division within the U.S. Department of Agriculture (USDA) that manages loan programs focusing on rural housing for lenders to offer to their communities. Veterans Affairs (VA) Loans VA loans are mortgage loans guaranteed by the Department of Veterans Affairs (VA).

Chase Bank in Oklahoma City, OK is a financial institution that offers a range of banking services to individuals and businesses. From checking and savings accounts to loans and investment options, Chase Bank provides a variety of financial solutions to meet the needs of its customers. With a focus on customer service and convenience, Chase Bank aims to help individuals and businesses manage their finances efficiently and securely. Whether you're looking to save for the future or grow your business, Chase Bank in Oklahoma City is there to assist you with your financial goals. Generated from their business information

Bank of Oklahoma, a member of BOK Financial, has been a trusted financial partner for over a century, providing a range of services tailored to meet the diverse needs of personal, business, and commercial clients. With a commitment to fostering relationships and leveraging expertise, the bank aims to support clients in achieving their financial goals through a balanced approach of technology and personal service. The bank is dedicated to community engagement, having donated millions to local organizations and supported numerous volunteer initiatives by its employees. This focus on making a difference extends beyond financial management, as Bank of Oklahoma actively seeks to contribute positively to the communities it serves. Generated from the website