Universal 1 Credit Union

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2450 Esquire Dr
Beavercreek, OH 45431

Universal 1 Credit Union, located in Beavercreek, OH, offers a wide range of financial services for individuals and businesses. From everyday banking solutions like checking and savings accounts to specialized offerings such as money market accounts and Health Savings Accounts, they cater to diverse financial needs.

For those looking to borrow, Universal 1 Credit Union provides options including auto loans, personal loans, mortgages, and credit cards. Their dedicated mortgage center assists first-time homebuyers and those seeking to refinance or access home equity loans, ensuring personalized support throughout the process.

Committed to member success, Universal 1 Credit Union operates as a not-for-profit cooperative, prioritizing the financial well-being of its members. With a focus on providing tools, resources, and support for various life milestones, they aim to help individuals achieve their financial goals effectively.

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Reviews

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2.53 reviews
Steve F.
6/30/2025

Universal 1 was great to work with, their rates were way lower than everyone else and they worked quickly to get my loan approved so I could drive off the lot with my new car same day! Really...

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Lisa Gram T.
7/22/2025

Awful, went in on Sat. and requested help adding someone to an account, the woman became emotional stating she could not help us today because she is doing both drive thru and lobby. Second time I...

Evelyn P.
8/28/2019

We opened a business account here because a nice lady we met at church told us she works here so my partner and I decided to open a business account. Unfortunately, it has been repeatedly that...

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