Livingston & Jefferson

Mench Financial, Inc. ( "Mench" ) is a SEC registered investment adviser located in Cincinnati, Ohio. Mench and its representatives are in compliance with the current registration and/or notice-filing requirements imposed upon SEC registered investment advisers by those states in which Mench maintains clients. Mench may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Mench's website is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, Mench does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Mench with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Mench, please contact the United States Securities and Exchange Commission and/or the state securities law administrators for those states in which Mench maintains a notice filing. A copy of Mench's current written disclosure statement discussing Mench's business operations, services, and fees is available from Mench upon written request. Mench does not make any representations or warranties as to the accuracy, completeness, or relevance of any information prepared by any unaffiliated third party provider, whether linked to Mench's website or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. All references that might be made to an investment or portfolio's performance are based on fully disclosed historical data and one should not assume that this performance will continue in the future. You may download or print out a hard copy of individual pages and/or sections of the Mench website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise

For more than 30 years, Allworth has been committed to delivering Uncompromised Wealth Management. Powered by a client-first approach from fully dedicated advisors, our advice always aligns with your best interests, and delivers comprehensive strategies to help transform your whole wealth - from financial and investment guidance, to tax, insurance, estate planning and more. Visit our website to learn more about how we can help you prepare for your tomorrow, today.

At Spicer Wealth Management, we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. We endeavor to understand your financial situation in order to provide you with high quality information, services, and products. Our goal is to help you along in your path to obtaining "Financial Strategies For Your Golden Years". Many of our financial strategies focus on helping you preserve assets and reduce or eliminate taxes whenever possible. We realize how important it is for you to maintain your current lifestyle without running out of money during your lifetime. We also help with legacy planning so you can efficiently transfer your assets to the people you love and care for the most while reducing or eliminating probate costs and unnecessary taxes if possible.