Huntington Bank Drive-Thru

Come see why PNC Bank is the smart choice in Martins Ferry, OH, for checking, online banking, bill pay, credit cards, auto loans, home loans and investments.

United Bancorp is headquartered in Martins Ferry, Ohio, and is a multibank holding company with total assets of approximately $412 million and total shareholder s equity of approximately $32 million as of December 31, 2005. Affiliates of the company include The Citizens Savings Bank and The Community Bank, which consists of seventeen banking offices and an operations center located in Ohio that serves Athens, Belmont, Carroll, Fairfield, Harrison, Hocking, Jefferson and Tuscarawas counties. United Bancorp trades on the NASDAQ Small Cap Market tier of the NASDAQ Stock Market under the symbol UBCP.

Founded in 1902, The Citizens Savings Bank is a full-service Federal Deposit Insurance Corporation-insured commercial bank. It offers a wide range of financial services, including fixed-rate real estate loans, commercial and consumer loans, Internet and phone banking, ATMs, free personal checking, flexible-maturity certificates of deposit and money market accounts. Additionally, it offers insurance, foreign currency exchange services, individual retirement accounts and a wide assortment of interest-bearing transaction accounts with check card access. The Citizens Savings Bank is a wholly owned subsidiary of United Bancorp, which is a multibank holding company. The Citizens Savings Bank operates through more than 10 full-service branches. It is headquartered in Martins Ferry, Ohio.