North Dakota Insurance Reserve Fund

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1022 E Divide Ave
Bismarck, ND 58501

The North Dakota Insurance Reserve Fund (NDIRF) is a non-profit risk pool providing tailored liability, auto, and public assets coverage exclusively for political subdivisions in North Dakota since 1986. With nearly 2,600 member-owners, including cities, counties, and school districts, NDIRF enhances operational efficiency and safety through in-house claims support and comprehensive risk management resources.

Dedicated to serving the unique needs of local governments, NDIRF offers valuable professional training and resources to help prevent accidents and improve public service delivery. Their commitment to North Dakota's political subdivisions ensures that members benefit from specialized services and professional guidance from experienced local representatives.

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United StatesNorth DakotaBismarckNorth Dakota Insurance Reserve Fund