Gate City Bank

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American Federal Bank is a financially-strong, long-established, employee-owned community bank serving agriculture, business and individuals in the Red River Valley of North Dakota and northwestern Minnesota for more than a century! We are a trusted advisers to our clients, helping them plan their financial future by identifying opportunities and finding the best solutions to help them reach their goals.

At Bell Bank Mortgage, located in Fargo, ND, we have a simple philosophy – we treat our customers how we would like to be treated. Your loan is not just another deal to us. It’s a dream of homeownership or the realization of a refinance. When you work with us, you’ll benefit from our highly competitive rates, wide variety of loan programs and reputation for exceptional service, integrity and on-time closings. Every step of your financing is handled in house, which means faster answers, fewer headaches and peace of mind. Built on a solid foundation of doing the right thing means we put our clients’ best interests first, always. Bell Bank Mortgage, equal housing lender.