Cottingham Insurance Agency

Dakota Fire Insurance Company is a branch of EMC Insurance Companies, one of the largest property and casualty companies in Iowa. The company has an A rating from A.M. Best Company. Nearly 80 percent of its volume is commercial lines with another 20 percent in personal lines. EMC Insurance Companies is the trade name used by several affiliated insurance companies and insurance service corporations. The companies provide property and casualty insurance products and services throughout the United States and writes reinsurance contracts worldwide. Employers Mutual Casualty Company, the lead company of EMC Insurance, is licensed in all 50 states and the District of Columbia. EMC Insurance Companies has its headquarters in Des Moines, Iowa. Dakota Fire Insurance Company is headquartered in Bismarck, N.D.

A locally owned and operated insurance company with years of experience providing quality services and products to local and surrounding areas. We pride ourselves on customer service and satisfaction is always guaranteed. Call today to see what we can do for you!

Nodak Insurance Company, based in Fargo, ND, offers a comprehensive range of insurance products tailored to meet the diverse needs of individuals and businesses, including auto, home, farm, ranch, crop, and life insurance. The company emphasizes responsible driving habits through programs like Drive4Less, which rewards safe driving with potential premium discounts. Recognized for its superior claims service, Nodak Insurance Company has achieved a Superior Rating for Personal Lines Claims Customer Experience in 2024, as measured by the Ward Group. Their commitment to customer service is reflected in their user-friendly mobile app, which provides policy management and proof of insurance at the fingertips of their clients. Generated from the website