The Exchange Network

The Exchange Network, based in Grifton, NC, offers a convenient solution for users to access their funds without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, members can easily find an ATM nearby for withdrawals, deposits, and PIN changes.

Designed for both local and Canadian travelers, the network allows EXCHANGE cardholders to utilize their debit cards through the Allpoint Network or Accel Debit Payments Network while in the United States. The Exchange Network is operated by Ficanex Services Limited Partnership, ensuring a reliable and accessible banking experience for its members.

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