Positive Rate Mortgage, LLC

About Christopher After finishing high school, I attended the USAF Academy and performed a 20 plus year career flying T-38's, KC-10's and KC -135's in the Active Duty and Air Force Reserves. I have been in the mortgage origination business since 1998 and licensed since 2003. I have performed well over 1,000 mortgages and like my tag line states - I pride myself on providing great advice, great rates and great service. I am a mortgage broker and sole owner and employee of Positive Rate Mortgage, LLC. As a result, you will have one email and one phone number to call or text at any time, including nights and weekends. The reason why you see different rates advertised is that we all pretty much have access to the same "Par" or no commission rate. As the rate is increased above Par, lenders pay a higher commission to cover loan officer compensation and mortgage company operating costs. Many mortgage companies have high cost structures which equate to higher rates/costs - We Don't...