PNC Bank

Capital City Home Loans is a true partner and advisor throughout the homebuying process, providing exemplary service from the first conversation to beyond the closing table. Guiding you through the loan process step by step, to providing innovative lending products, Capital City Home Loans is the right choice for your mortgage lending needs.

Reid Hardy is a highly experienced Wealth Mortgage Loan Officer in Wilmington, NC, with over 25 years of expertise in assisting borrowers with their home ownership needs. Whether it's a first-time homebuyer, a seasoned homeowner, or someone looking to refinance or build their dream home, Reid provides personalized consultations and clear communication throughout the mortgage process to ensure a seamless experience. With a specialization in Construction Loans and access to TD Bank's construction-to-permanent Loan, Reid has successfully helped numerous borrowers and builders turn their home building dreams into reality. Reid's business is built on referrals, and his goal is to exceed expectations by offering a wide range of loan options, including Affordable Home Programs, Conventional, Jumbo, and Portfolio Mortgages, FHA, VA, and USDA loans, Fixed Rate and Adjustable-Rate Mortgages, Home Equity Loans and Lines, and Low Down Payment Mortgages. With a commitment to delivering a superior lending experience, Reid and TD Bank provide straightforward and easy-to-understand products and advice, ensuring borrowers can make smart borrowing decisions that meet their current and future needs.Generated from the website