Mid-South Bancshares NC, Inc

First Bancorp is a publicly traded bank holding company. The company owns and operates First Bank, which offers a range of financial solutions to individuals and businesses. First Bank provides checking, savings and individual retirement accounts. It is one of the largest banks in North Carolina and has offices in South Carolina and Virginia. The state-chartered, community bank offers mortgage options and personal and home equity loans. It also provides a variety of cash management, deposit, payroll and merchant solutions. The bank offers the Free Visa check cards and extras reward programs. It additionally provides online and telephone banking services. First Bank operates a network of more than 55,000 ATMs throughout the United States and maintains over 70 branches.

Founded in 1958, First Federal Bank is a locally owned and operated community bank. It offers business banking options that include commercial checking and savings accounts and business and mortgage loans, as well as cash and asset management; insurance plans and retirement solutions; and deposit certificates. The bank also offers interest and noninterest bearing legal trust accounts to attorneys with fiduciary responsibility over client funds. Through its personal banking segment, First Federal Bank also provides individual retirement, relationship advantage, youth savings, money market, Christmas club and senior checking accounts. In addition, the bank offers brokerage services and securities and investment products through its capital investment and financial services divisions. It also provides long-term care, Medicare supplement and life insurance coverage to individuals, families and groups. First Federal Bank maintains a branch location in Dunn, N.C.

M&F Bancorp, headquartered in Durham, N.C., is the holding company for Mechanics and Farmers Bank. It is a state-chartered commercial bank, established in 1907 under the authority of a charter issued by the legislature of the state of North Carolina. The bank provides a wide range of services, including online banking, personal and business banking, financial literacy, and mortgage, wealth management and trust services. M&F Bancorp offers a variety of bank products, such as credit cards, commercial bank offering business and consumer loans, checking accounts, certificates of deposit, money market investment and savings accounts, and Internet banking. M&F Bancorp operates more than 10 branch offices throughout North Carolina.