Kristen A. Richards

Carolinas Investment Consulting is a premier financial advisory firm based in Charlotte, NC, offering exceptional service and expert guidance to individuals, families, businesses, executives, foundations, and endowments. As an employee-owned boutique, they provide personalized attention in a family-friendly environment, delivering comprehensive planning and investment management with extraordinary client service. With their independence, Carolinas Investment Consulting is able to pursue the best interests of their clients without any conflicts of interest found in larger financial conglomerates. As one of the largest firms of its kind in the Southeast, they have access to industry-leading research, tools, and investment opportunities, while maintaining a small firm touch.Generated from the website

Nuray Holdings is a diversified company based in Charlotte, NC, specializing in various business ventures across different industries. With a focus on strategic investments and partnerships, Nuray Holdings aims to create value and drive growth in its portfolio of businesses. Generated from their business information

As a general agency of Massachusetts Mutual Life Insurance Company (MassMutual), we help people like you take the next step toward a more secure financial future. The testimonial(s) provided may not be representative of the experience of other clients and [is/are] not indicative of future performance or success.