Farm Credit Services

North Carolina farmers and rural residents can qualify for loans for farms, homes, agribusinesses and more from Carolina Farm Credit. We're part of the Farm Credit System, which has been serving the credit needs of rural America for over 100 years. With our long tradition, local know-how and agricultural expertise, we provide our members with a dependable source of credit generation after generation. More than $1.7 billion in loans are outstanding to more than 11,500 members who own our cooperative. Our directors are also farmers, and they oversee our organization to protect the interests of our members at all times. Visit our Albemarle location today to inquire about opening an account!

Farm Credit is a nationwide network of customer-owned cooperatives that plays a crucial role in supporting U.S. agricultural producers, agribusinesses, and rural homebuyers. With over 600,000 customer-owners, the organization provides reliable credit and financial services to foster growth and sustainability in agriculture across all 50 states and Puerto Rico. Focused on community engagement and the next generation of farmers, Farm Credit emphasizes support for young beginning farmers, farmer veterans, and various agricultural initiatives. By addressing key issues like mental health and rural infrastructure, Farm Credit aims to enhance the resilience of rural communities and the agricultural sector as a whole. Generated from the website

AgSouth Farm Credit is an agriculture financing cooperative. AgSouth provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. The Association serves 147 counties across the states of Georgia, North Carolina and South Carolina and is headquartered in Statesville, North Carolina.AgSouth Mortgages is the home loan division of AgSouth Farm Credit. AgSouth Mortgages specializes in home loans with large acreage. They also offer construction to permanent loans, VA loans, first-time homebuyer programs, and USDA loans.