Erik Voss - VanDyk Mortgage Corporation

As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years. We currently have over 500 employees with 93 branch office locations in 38 states across the U.S. During our tenure, we have closed over 100,000+ home loans, maintained a 99% customer satisfaction ratio* and an A+ rating from the Better Business Bureau. We are an approved FannieMae, FreddieMac, GinnieMae seller/servicer as well as an FHA/VA DE lender. These affiliations give us direct access to the capital markets that are passed on through great pricing to our borrowers. All our loans are originated on a direct retail basis and service many "in house" on our own portfolio. NMLS# 96176.

At United Bank, we value all of the relationships we have built since 1839. We are committed to providing each relationship with an unmatched level of service. While we offer competitive products, services, rates and technology, the level of service we provide and our commitment to building relationships is what sets us apart from our competitors. United Bank is backed by a history of safe, sound and secure banking practices that have allowed us to navigate through decades of changing economic environments. Because of this, our employees, customers, shareholders and communities can rely on us to be their banking partner for decades to come.

With a career spanning over three decades, Charlene Davis is a seasoned professional in the mortgage banking industry. Currently serving as Vice President, specializing in Community Reinvestment Act (CRA) Mortgage Banking, she has dedicated her expertise to making homeownership dreams a reality, particularly for first-time homebuyers. Charlene's educational journey began at Winthrop University in 1980, where she earned her Bachelor of Arts in English Education. This background instilled in her strong communication and analytical skills, as well as a deep commitment to personal and community development. Throughout her extensive professional journey, Charlene has excelled in facilitating first-home buyer loans and Down Payment Assistance programs. Her proficiency extends to originating various local, state, and national down payment assistance initiatives and working closely with community development offices across the state. Her profound knowledge and unwavering dedication have made her a driving force in promoting accessible homeownership. Beyond her professional commitments, Charlene actively contributes to a range of organizations. She is a valued member of Charlotte Crown, providing leadership and support to its initiatives. Additionally, her role as Assistant Treasurer within the Local NAREB (National Association of Real Estate Brokers) Affiliation underscores her dedication to equitable and sustainable homeownership. As a member of Alpha Kappa Alpha Sorority, Inc. Omega Tau Omega Chapter, Charlene engages in community service and leadership, leaving a lasting impact. A passion for culture and music finds expression in Charlene's involvement with the Charlotte Contemporary Ensemble. She enriches the cultural fabric of Charlotte through her participation. Charlene is more than a professional; she's a well-rounded individual with a diverse set of hobbies, including traveling, reading, singing, and shopping. Her personal interests mirror her commitment to a fulfilling and balanced life. Charlene Davis's heart for community and wealth of experience has made her a standout professional in the mortgage banking industry. Her dedication, community involvement, and vibrant personal life collectively embody an exceptional individual who continues to make significant contributions to the field. In her personal life, she cherishes her role as "Gigi" to four spirited grandchildren, underscoring her profound commitment to family and community support.