Celeste Montgomery, AGT - Nationwide Insurance

F.R. Owen & Associates, based in Charlotte, NC, is a trusted financial advisory firm founded in 1980, specializing in providing dependable solutions for retirement, investment, and insurance needs. With a focus on educators and their families, their experienced team offers personalized guidance and steadfast service to help clients achieve their financial goals. As a member of the U.S. Retirement Partners network, F.R. Owen & Associates has access to a national network of resources, ensuring clients receive up-to-date financial strategies tailored to their individual needs. Committed to offering unbiased educational tools through their Financial Wellness Center, the firm prioritizes genuine care and personal attention to help clients navigate the complexities of financial planning.Generated from the website

Bryan Maddex, Branch Manager, NMLS #511837 Cherry Creek Mortgage, LLC NMLS #3001 AZ: Mortgage Banker License #BK-0904024. CA: Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License 4130289. IL: www.nmlsconsumeraccess.org. MN: This is not an offer to enter into an agreement. Any such offer may only be made in accordance with Minn. Stat. 47.206(3) & (4). NJ: Licensed by the NJ Dept. of Banking and Insurance. OH: Ohio Mortgage Broker Mortgage Banker Exemption MBMB.850096.000. OR: Oregon License Number ML-4807. Equal Housing Opportunity. For licensing Information go to https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3001.