ATM

First Citizens BancShares, Inc. (NASDAQ: FCNCA), a top 20 U.S. financial institution with more than $200 billion in assets and a member of the Fortune 500TM, is the financial holding company for First-Citizens Bank & Trust Company ("First Citizens Bank"). Headquartered in Raleigh, N.C., First Citizens Bank has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; personalized service and resources to help grow and manage wealth; and a nationwide direct bank. Discover more at firstcitizens.com.

TowneBank opened in 1999 and is now one of the largest banks headquartered in Virginia. Founded in Hampton Roads, locations now stretch from the coast to Richmond and central Virginia, and in North Carolina from the Outer Banks to Charlotte. Our bankers can help you with both business and personal banking services. Along with our talented and experienced bankers, the Towne family of services includes mortgage, insurance and investment specialists who can help you with all of your financial needs. Throughout our growth, we have never lost sight of our roots: local decision-making, community leadership, volunteerism, philanthropy and a culture of caring.

A full-service, nationally-ranked, independent agency representing the top carriers, Towne Insurance offers a comprehensive collection of products and services to manage all aspects of insurance, in one place. As part of the TowneBank family, our culture is built on providing personal service backed with our professional expertise and advanced technological capabilities. Our approach is simple, simplify the complex and to be a trusted advisor and advocate for our clients within the insurance marketplace. Whether providing the tools and services to stay in compliance with ever-changing laws and regulations or tailoring a specialty risk management program to meet the needs of your business; our comprehensive suite of services and first-class products are designed to save you both time and money. When it comes to insurance, expertise and resources matter.