Total Mortgage

Please feel welcome to contact me at 621-258-5536 or at michael.riemer@myccmortgage.comClient-centric, attentive, proactive and dedicated for more than 30 years to providing the most exceptional service in the industry.31 years experience as a mortgage loan originator.MLO Licenses in NY, NJ, CT, MA, PA, FL, and IL .Licensed attorney in the state of New York. NMLS: 71873, Branch NMLS: 1681501

Ralph has long been considered an industry expert with over 30 years of experience. His knowledge, professionalism and attention to detail has helped thousands of families with the refinance or purchase of their new home.In 1987 Ralph graduated from Hofstra University with a degree in Banking and Finance. After many successful years as a Sales Manager, Ralph started and led one of the top branches of Guaranty Residential Lending for over 12 years as Vice President and Branch Manager of their Melville New York office. Recently Ralph finished up a 9-year career with Freedom Mortgage where he was consistently one of the top 25 Producers.We are delighted to have Ralph at CrossCountry Mortgage as one of the Originating Branch Managers for the Melville, Long Island Office. Ralph enjoys living in the town of Huntington with his wife and four beautiful children. It gives me great satisfaction to use my experience, knowledge and expertise to help families achieve their dream of home ownership." NMLS: 195852, Branch NMLS: 1681501

I have been a loan officer in NYC since 2001, licensed in both New York and New Jersey. From day one, my personal philosophy has been that the borrower is my client rather than my customer and that's a critical distinction for two reasons. First and foremost, when I take on a client, I have a responsibility to be a trusted advisor. The advice and information given serves one purpose and one purpose alone and that's to do what's in their best interest. Secondly, trusted advisors who help clients close complex, multi faceted and very expensive transactions should never be viewed as a commodity. Valuable advice, unparalleled service and an unwavering commitment to do right by the client are the driving force of this business and should be the critical factor in what makes a borrower choose their loan officer.I am a graduate of the State University New York at Albany with a bachelors degree in Political Science and History and I live in Woodbury, NY with my wife and 2 daughters. NMLS: 57552, Branch NMLS: 1681501