Tioga State Bank

TSB Services is part of Tioga State Bank, a locally owned, independent community bank with offices in Binghamton, Candor, Endwell, Newfield, Owego, Spencer, Van Etten, Vestal and Waverly, N.Y. Tioga State Bank has been operating since 1864 and is proud of its tradition of providing community banking services. Tioga State Bank is committed to providing a wide range of high-quality products and personal service. Tioga State Bank offers various retirement plans for business customers through is subsidiary, Tioga State Investment Services. Tioga State Bank, along with its partner, Elan Financial Services, offers numerous credit card options to businesses including Visa Business Card, Visa Business Travel Card and Visa Business Company Card. The bank s main branch is located in Spenser, N.Y.

Located on Orchard Street in rural Tioga County, our Spencer office comes equipped with a friendly staff and a working fireplace that provides a warm, comfortable atmosphere to our members.

Tioga State Bank is a locally owned community bank, offering personal & business banking, checking, savings, mortgages, loans, credit cards, & investment services in Broome, Tioga, Tompkins & Chemung Counties. At Tioga State Bank, we are dedicated to the communities where we live and work. We are proud to say that we reinvest our deposits back into our local communities to improve the quality of life for everyone involved. Tioga State Bank has received national recognition as one of American Banker magazine’s “2018 Best Banks to Work For.” We are proud of our tradition of providing community banking at its best and would welcome the opportunity to have you as a member of the Tioga State Bank family.