The Pen Group

FranNet of Western and Central New York specializes in connecting aspiring entrepreneurs with the right franchise opportunities, providing no-cost expert guidance throughout the process. With over 35 years of experience and thousands of successful placements, they aim to minimize risks and facilitate confident transitions into business ownership. Their knowledgeable consultants offer personalized support, helping clients navigate the diverse franchise landscape and uncover suitable options that align with their preferences and goals. FranNet's commitment to transparent and authentic advice empowers individuals to make informed decisions on their entrepreneurial journeys. Generated from the website

Main Content CEPHAS CAPITAL Cephas Capital was founded in July of 1997 and was approved for a license to operate as a Small Business Investment Company ( SBIC ) in March of 1998. Cephas was organized with $10 million of private capital contributed by six Upstate NY community banks and the general partners. The SBIC license also provides Cephas with access to up to another $30 million of funding from the SBA, generating a total capital pool of $40 million. Since 1997 Cephas has been seeking opportunities to help owners of small and medium sized privately held companies fund rapid growth, recapitalize their businesses or provide financing for management- led ownership changes. Through the end of 2009, the partnership had invested more than $64 million in 43 deserving small businesses located primarily in Upstate New York. The businesses funded by Cephas employ more than 5, 000 people and contribute more than $700 million annually to the economic output of the region.

At Gallagher, we're more than just a global insurance broker—we're your partner in navigating the world of risk management and consulting services. Since 1927, we've been providing commercial insurance solutions that empower businesses of all sizes to tackle challenges head-on. With a presence in over 130 countries, our team of industry experts are all guided by our client-first philosophy, The Gallagher Way. Whether you're looking for property and casualty insurance, employee benefits consulting, or enterprise risk solutions, Gallagher helps you face your future with confidence.