The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a network of surcharge-free ATMs for users across Canada and the United States. With thousands of ATMs readily available, cardholders can avoid surcharge fees and access their cash conveniently.

Travelers visiting the U.S. can utilize their Exchange Network debit cards through the Allpoint Network and Accel Debit Payments Network, ensuring seamless access to their funds. To determine if a cardholder is part of the Exchange Network, they can simply check for the logo on the back of their debit card or confirm their financial institution's membership.

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