The Exchange Network
The Exchange Network, based in Buffalo, NY, provides a surcharge-free ATM service, allowing its members to easily access cash without incurring additional fees. Canadian EXCHANGE cardholders can utilize their debit cards through the Allpoint Network or Accel Debit Payments Network while traveling in the United States.
Members can quickly identify their participation in the network by checking for The Exchange logo on the back of their debit cards. The Network is operated by Ficanex Services Limited Partnership, which facilitates a wide range of services including withdrawals, deposits, and PIN changes through a large network of participating financial institutions.
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