The Exchange Network

The Exchange Network, operated by Ficanex Services Limited Partnership, provides a convenient solution for debit cardholders to access cash without incurring ATM surcharge fees. With thousands of surcharge-free ATMs available, users can easily find an ATM nearby, ensuring seamless transactions whether they are at home or traveling.

Canadian EXCHANGE cardholders can utilize their debit cards through the Allpoint Network or Accel Debit Payments Network while in the United States. The Exchange Network also offers a mobile app for easy access to services and information on participating financial institutions.

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