Sterling Insurance

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182 Barnerville Rd
Cobleskill, NY 12043
Sterling Insurance Company is a leading provider of personal and small commercial lines of insurance for people and their businesses throughout New York. The company began back in 1895 when a meeting of citizens was held to consider establishment of a mutual fire insurance company. The Schoharie and Otsego Mutual Fire Insurance Company was established. In 1910, the corporate name was changed to Sterling Fire Insurance Company. The present title was adopted in 1959 to reflect the company s expansion into other lines of business. A wholly owned subsidiary, Sterling Marketing Services, was established in 1993. The company directly underwrites a variety of personal and commercial insurance products. Products include insurance for homeowners, equestrian estate, mobile homes, tenant homeowners, fire, personal automobile, personal umbrella, landlord, business owners, commercial liability and inland marine. Sterling Insurance Company is headquartered in Cobleskill, N.Y.

Reviews

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2.512 reviews
Ashley D.
6/5/2025

Sterling Insurance is the best! The claims adjuster was wonderful, and they are efficient and reliable!

Erin M.
6/4/2025

WORST company EVER we had a house fire and they keep messing with the amount they want to pay put to the point we got a lawyer because they were trying to pay crap money!!! Don't deal with this...

C` A.
9/28/2024

Shocking. From the rudest customer service employee i have ever come across in my life to putting my car insurance up £160 because i was one year out on my no claims bonus. Will never go near this...

Alex R.
3/7/2025

I wish I had never gotten a homeowners insurance policy with Sterling. They are an absolutely terrible company. Get insurance somewhere else.

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Maria P.
3/10/2021

A tree fell on to our house in October and thanks to this scum bag company we are still living in a hotel. We hired the top rated roofers, top rated engineers and the insurance will not be cover...

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