Raymond James Financial Services

With customized advice and guidance, we help you build a financial strategy targeted toward achieving your financialgoals. You can depend on our investment management experience to help you develop strategies and solutions forpursuing financial security, no matter where you are in life.

Downing Financial Group, located in Williamsville, NY, specializes in providing comprehensive financial planning services tailored for retirees and pre-retirees aged 55 and above. Led by John Downing, a Certified Financial Planner, the firm emphasizes a holistic approach to wealth management, addressing all aspects of clients' financial lives from investment management to estate planning. With a focus on personalized strategies, Downing Financial Group aims to help clients preserve their wealth, optimize taxes, and protect their legacies. By acting as fiduciaries, they ensure that their clients' best interests are prioritized, offering transparency in fees and a commitment to tailored investment solutions that adapt to individual financial goals and market conditions. Generated from the website

Smith Barney is one of the leading providers of comprehensive financial planning and advisory services to investors, institutions, corporations and private businesses, governments and foundations throughout the world. With more than 14,000 financial advisers in over 700 offices worldwide, the company offers a full suite of investment services, including asset allocation, private investments and lending services, hedge funds, and cash and portfolio management, as well as retirement, education and estate planning. It has expertise in global investment research, securities trading, investment banking, asset management and brokerage services. A private wealth management unit of Citigroup Global Markets, Smith Barney manages approximately nine million client accounts in the United States.