NBT Bank

NBT Bank is a full-service, independent community bank offering a wide range of retail and commercial banking products, and trust and investment services. Established in 1856, it serves more than 235,000 customers and offers a wide variety of personal banking, asset management and business services. The bank s services include checking accounts, loan options, saving solutions, controlled disbursement, online banking and electronic data interchange services. Its trust and investment division offers a wide range of services, including investment management, estate settlement, trust administration, retirement plans, charitable trusts, fiduciary tax and accounting preparation, custodial services, and estate and financial planning. It has more than 80 offices and over 100 ATMs at various locations throughout New York, including Gloversville, Clinton, New Hanford, Massena, Canton, Hancock and Stamford. NBT Bank is a subsidiary of NBT Bancorp, a financial services holding company headquartered in Norwich, N.Y.